Blog - Page 12

Bitcoin and other cryptocurrencies occupy a unique place in finance today, but how are they treated in bankruptcy? Here's what to know.

Although everyone has unique retirement savings needs, some general points can be made about those needs and how they can be met.

A new federal law is enhancing two key tools that Americans can use to help protect against identity theft: security freezes and fraud alerts. Better yet, both tools are free.

Although there are no foolproof methods for preventing identity theft, there are some steps that everyone can take to make it harder for criminals to target them and steal their personal information.

The rules for filing that second bankruptcy are a little different than the first time around. Learn the rules on filing two bankruptcies in LA.

By sending a debt validation letter in California to a debt collector, you force the collector to cease all collection activity until it validates the debt.

About 1 in 3 Americans has had a debt turned over to collections. That’s 77 million people, many of whom have been arrested and sent to jail for their debt. This crisis impacts black and Latino communities the most, the ACLU says, because of longstanding gaps in poverty and wealth.

Many Americans between the ages of 65 to 74 - in fact two-thirds of us - have debt. Is it more important to pay that down, or save to retire?

If you’re craving some downtime away from the city but don’t want to navigate the LAX labyrinth, you’re in luck! As a resident of Los Angeles, you have the pleasure of living less than four hours away from the beach, desert, and mountains. Here are 7 affordable LA getaways for families, couples and single adventurers.

An HSA, or Health Savings Account, is a savings account that uses pre-tax money for health expenses. Nearly 3 in 10 Americans use an HSA for health expenses such as glasses, braces, and X-rays. HSAs are a good way to lower your overall healthcare costs if you qualify and learn to make the most of your account.

If you're already in debt as a California senior, there are a few things you can do to ease your financial situation. Go into retirement with your eyes wide open. Hope for the best regarding your health, but plan for the worst. And if you do have to file for bankruptcy, do so with a qualified bankruptcy attorney.

Reduced price points are available at many venues for the 55+ crowd throughout Los Angeles, and there’s so much more than early bird specials. From hotels to museums to movie theaters, senior discounts are abundant in Southern California. Here are 12 of the best-kept LA senior discounts.