West Covina
West Covina Office
100 North Barranca Suite 250
West Covina, CA 91791United States (US)
Norwalk - Imperial Sq. Office Park
Norwalk – Imperial Sq. Office Park
12631 E. Imperial Highway Suite A-104
Santa Fe Springs, CA 90670United States (US)
Ontario - Ontario Exec. Center
Ontario – Ontario Exec. Center
3535 Inland Empire Blvd Suite 45
Ontario, CA 91764United States (US)
Torrance
Palmdale
Glendale
Glendale
100 North Brand Boulevard Suite 636
Glendale, CA 91203United States (US)
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How Long Does a Los Angeles Bankruptcy Take?
Submitted by Erik ClarkContentsThe Automatic Stay Takes Effect ImmediatelyTimelines for Completing a Consumer Bankruptcy CaseChapter 7 Bankruptcy Chapter 13 Bankruptcy Most people who file for bankruptcy have been struggling with debt for quite a while and are understandably eager to get the process over with and move forward, which makes knowing how long the process can take a popular […]
Can You Afford to Stay in Debt?
Submitted by Barry BorowitzIf you sometimes feel like you’re working just to pay your debts, you’re not alone. According to the Center for Macroeconomic Data, aggregate household debt in the United States increased to $13.95 trillion in the third quarter of 2019. This was the 21st consecutive quarterly increase in consumer debt. At a per capita debt of […]
What is an Adversary Proceeding in Bankruptcy?
Submitted by Barry BorowitzFor most people, bankruptcy isn’t like a typical legal proceeding. For most, there is no courtroom appearance and little or no contact with a judge. Instead, the bankruptcy process is usually accomplished through a combination of online or telephone courses, paperwork completed with the assistance of your bankruptcy attorney, and a single live appearance at […]
Is a Pro Se Bankruptcy Right for Me?
Submitted by Erik ClarkContentsLos Angeles Bankruptcy Filing StatisticsSuccess Rates of Pro Se Bankruptcy PetitionersNon-Attorney Assistance in California Bankruptcy CasesThe Value of an Experienced Bankruptcy Attorney There is no law or regulation requiring that people filing for bankruptcy in Los Angeles work with a bankruptcy attorney. In fact, a significant percentage of cases in the U.S. Bankruptcy Court for […]
California Law Protects Consumers against Creditor Harassment
Submitted by Barry BorowitzThe federal Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from a variety of dishonest, abusive, and harassing behaviors. The statute offers broad protection, including: Placing an obligation on debt collectors to provide certain information in debt collection communications Prohibiting debt collectors from pursuing collections while a debt is in dispute Prohibiting debt collectors […]
What Happens to My Tax Refund if I File Bankruptcy?
Submitted by Barry BorowitzIncome tax refunds play an important part in many family budgets. According to a study conducted by JP Morgan Chase, the average tax refund in the United States is equal to nearly six weeks of the recipient’s take-home pay. And, what happens to those refunds shows how reliant on that money many Americans are. On […]
What is Nondischargeable Debt?
Submitted by Barry BorowitzThe key benefit of a Chapter 7 bankruptcy case is the discharge–the elimination of the legal obligation to pay many unsecured debts. If you’re considering Chapter 7 bankruptcy, you may have heard about “nondischargeable debt” and be unsure how much bankruptcy will help you, or which of your debts may be wiped out in Chapter […]
What Happens to a Cosigner in a California Bankruptcy?
Submitted by Erik ClarkContentsWhat is a Cosigner?What Happens to a Cosigner When the Borrower Files Chapter 7?What Happens to a Cosigner When the Borrower Files Chapter 13? The Bottom Line on Filing Bankruptcy with Cosigners Typically, filing for personal bankruptcy impacts only the person filing the bankruptcy case and the creditors affected. Even a non-filing spouse is generally not […]
Is Debt Settlement a Good Alternative to Bankruptcy?
Submitted by Barry BorowitzContentsDebt in CaliforniaDebt Settlement RisksDebt Settlement Companies Don’t Always Play by the RulesDebt Settlement Can Destroy Your CreditDebt Settlement Can Get You SuedWhen Debt Settlement Fails, You May be Worse Off than When You StartedYou May Get an Ugly Surprise at Tax TimeBankruptcy v. Debt Settlement Many people view bankruptcy as a last resort, putting […]
Will I Lose My Job if I File for Bankruptcy?
Submitted by Erik ClarkIt’s common for people considering bankruptcy to be concerned about the impact a bankruptcy filing may have on other areas of their lives. Some of the most common concerns include the impact of bankruptcy on access to credit, how bankruptcy will affect existing property such as homes and cars, and the possibility of job loss. […]