West Covina
West Covina Office
100 North Barranca Suite 250
West Covina, CA 91791United States (US)
Norwalk - Imperial Sq. Office Park
Norwalk – Imperial Sq. Office Park
12631 E. Imperial Highway Suite A-104
Santa Fe Springs, CA 90670United States (US)
Ontario - Ontario Exec. Center
Ontario – Ontario Exec. Center
3535 Inland Empire Blvd Suite 45
Ontario, CA 91764United States (US)
Torrance
Palmdale
Glendale
Glendale
100 North Brand Boulevard Suite 636
Glendale, CA 91203United States (US)
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My Lawyer Went Out of Business: Now What?
Submitted by Erik ClarkContentsAttorney Obligations on ShutdownWhen an Attorney Provides Notice of Sale or a Successor Has Been AppointedWhen the Closure is MessyDo I Really Need Replacement Counsel? Finding Alternate Counsel 2020 was a tough year for small businesses around the country, and law firms are no exception. In May, just a few months into the pandemic, Martindale-Avvo conducted […]
I Can’t Pay My PPP Loan: What Are My Options?
Submitted by Barry BorowitzContentsSeeking PPP Loan ForgivenessWhat if I’m Not Eligible for Forgiveness? Chapter 7 BankruptcyOther Bankruptcy Options for PPP LoansTalk to a Los Angeles Bankruptcy Attorney The Paycheck Protection Program (PPP) originally created by the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) in March of 2020 was a lifeline for many small businesses. As a combination […]
The California Eviction Process: Your Complete Guide
Submitted by Erik ClarkContentsCommencing a California EvictionNoticeNotice to Quit or Pay RentNotice to Perform Covenants or QuitNotice to QuitService of NoticeFiling the ComplaintResponding to a Complaint for EvictionA Special Note During the Covid-19 PandemicBankruptcy and Eviction in CaliforniaThe Automatic Stay and Bankruptcy Few experiences are more stressful than facing the loss of your home, especially when finances are […]
What is the Consumer Bankruptcy Reform Act (CBRA)?
Submitted by Barry BorowitzContentsCore Goals of the CBRARestructuring BankruptcyRemoving Obstacles to BankruptcyMaking Additional Debts DischargeableAdditional CBRA ProvisionsBorowitz & Clark Helps Los Angeles Residents Resolve Debt Back in April, we previewed the possibility that a Biden presidency might mean significant changes to the U.S. Bankruptcy Code. Biden had signaled that he would support the bankruptcy plan set forth by […]
Job Growth Slows with Los Angeles Unemployment High
Submitted by Barry BorowitzAs a headline without context, “US economy added 245,000 jobs in November” sounds promising. But, it was the slowest month for job growth since the country began to rebound from the initial impact of the coronavirus pandemic. President-elect Joe Biden called the jobs report “grim” and pointed to slowing improvement as a reason to move […]
Filing Bankruptcy When You Owe a Friend or Family Member
Submitted by Erik ClarkContentsHow Common is Debt to Friends and Family? The Wrong Ways to Address Friend and Family DebtLeaving Debts to Friends and Family out of the Bankruptcy FilingQuickly Paying the Debt Before You File BankruptcyThe Lookback Period is Longer for “Insiders”Protecting Friends and Family (and Yourself) in Bankruptcy Filing for bankruptcy is rarely an easy decision. The […]
Can I Be Sued for Old Debt in California?
Submitted by Barry BorowitzContentsWhen Does the Statute of Limitations Begin to Run? Credit Reporting Outside the Statute of LimitationsCollection Activity Outside the Statute of LimitationsKnow Your Rights and Act On Them Statutes of limitations determine how long someone has to file a lawsuit or other legal proceeding. In California, the statute of limitations on most debts is four years. […]
Can I Sue for Credit Report Inaccuracies in California?
Submitted by Erik ClarkContentsMonitoring Your Credit ReportWhat if I Find an Inaccuracy on My Credit Report?What Happens after I Dispute? Take Steps to Protect Your Credit The federal Fair Credit Reporting Act (FCRA) creates a process for disputing inaccuracies on your credit report.The statute also requires both credit reporting agencies (CRAs) and furnishers of credit information to investigate disputes […]
Credit Card Canceled? You’re Not Alone
Submitted by Barry BorowitzContentsCredit Card UsageWho is Affected by the Reduction in Credit? Closures and Reductions by Income BracketClosures and Reductions by GenerationWhat Happens after a Credit Card is Closed? The last thing most people facing an uncertain economic environment want is to open the mail or log in to a credit account and discover that a credit card […]
Beware Late Night Debt Negotiation Ads
Submitted by Erik ClarkContentsUnderstanding Debt ConsolidationWhat Do These Companies Really Do? Debt Negotiation in ActionUnderstand Your Debt Relief Options If financial stress is keeping you awake at night and you’re watching a lot of late-night television, you’ve probably seen advertisements for a variety of “solutions” to your debt problems. It’s easy to get drawn in by big promises of […]