Here’s how debt is changing in the U.S., how it’s impacting people in their 30s, and how Los Angeles and the rest of California compare with the national averages.

Federal student loan debt can generally be discharged in bankruptcy only if the debtor shows that repaying the debt would impose hardship on the debtor.

the CFPB is saying credit reporting agencies should be taking more responsibility for ensuring accuracy without the need for consumer complaints.

A BNPL loan can offer a solution when you need something right away and don’t have the cash on hand. But, those “four easy payments” aren’t always so easy. 

Generally, anyone you’re legally indebted to can sue you if you breach your agreement to pay–for instance, by not making payment on time.

In August, the news broke that a temporary error in Equifax’s coding had resulted in erroneous credit scores being sent to lenders.

About 82% of households have a cable and internet bill, at an average monthly cost of $114/household. But the average cost in the San Diego metro area is about 20% higher than the national average.