CA Consumer and Bankruptcy Blog - South California Lawyers

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Discharging Student Loans in Bankruptcy Gets a Little Easier
Federal student loan debt can generally be discharged in bankruptcy only if the debtor shows that repaying the debt would impose hardship on the debtor.
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the CFPB is saying credit reporting agencies should be taking more responsibility for ensuring accuracy without the need for consumer complaints.
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Buy-Now-Pay-Later Agreements
A BNPL loan can offer a solution when you need something right away and don’t have the cash on hand. But, those “four easy payments” aren’t always so easy. 
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Generally, anyone you’re legally indebted to can sue you if you breach your agreement to pay–for instance, by not making payment on time.
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Equifax Credit Score Errors: What Can You Do?
In August, the news broke that a temporary error in Equifax’s coding had resulted in erroneous credit scores being sent to lenders.
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About 82% of households have a cable and internet bill, at an average monthly cost of $114/household. But the average cost in the San Diego metro area is about 20% higher than the national average.
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Two surveys conducted this spring and summer show that people in California are feeling the pinch from rising costs. 
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