Household Credit & Debt

New TransUnion research shows how debt settlement can affect credit scores, how it compares with bankruptcy, and what California consumers should know.This keeps the primary search intent—debt settlement + credit score—front and center, while the description highlights the article’s strongest differentiators: new TransUnion data, bankruptcy comparison, and California-specific relevance.

Explore the latest insights from the Household Debt and Credit Report. Understand trends in mortgage, auto loans, and credit card debt.

Household debt has reached unprecedented levels. Learn about the current state of credit card, mortgage, and auto loan debt in the U.S.