Bankruptcy & Debt Relief Resources

Do you need help with debt?

Allen Credit & Debt Counseling – Courses offered to help educate on options prior to filing bankruptcy, as well as successful money management skills.

National Association of Consumer Bankruptcy Attorneys – NACBA is committed to serving the needs of consumer bankruptcy attorneys, and they do it all while protecting the rights of debtors that are in Chapter 7 or Chapter 13 bankruptcy.

Chapter 7, Title 11, United States Code – Chapter 7 is filed more in the United States than Chapter 13 and Chapter 11. Chapter 7, Title 11 means the US Bankruptcy Code that rules over the process of liquidation which is a fancy way of saying to eliminate your debts. You can read the Official Chapter 7, Title 11, Bankruptcy Code as prepared by the Office of the Law Revision Counsel of the United States House of Representatives by clicking here.

Chapter 13, Title 11, United States Code – Chapter 13, Title 11, of the United States Bankruptcy Code is the type of bankruptcy that allows you to save your home and stop foreclosure. Chapter 13 Bankruptcy also allows you to get rid of certain debts that you can’t discharge in Chapter 7. For instance when a creditor is charging too much interest, discharge types of debts where the creditors are charging too much interest. Chapter 13 also prevents collection attempts against any co-signer that didn’t file jointly. Chapter 13 is a debt consolidation of sorts. You can read the Official Chapter 13, Title 11, Bankruptcy Code as prepared by the Office of the Law Revision Counsel of the United States House of Representatives by clicking here.

U.S. Federal Bankruptcy Courts – The U.S. Federal Bankruptcy Courts are in existence to help you begin to rebuild your future. They offer relief to individuals who are no longer able to pay their creditors by liquidating their assets to pay their debts or creating a repayment plan that generally spans over five years. There are three principal types of Bankruptcy in the Bankruptcy Code – Chapter 7, Chapter 11, and Chapter 13 We can help you rebuild your future if you quality for bankruptcy under Chapter 7 or Chapter 13. Bankruptcy cases fall under the jurisdiction of the Federal Courts and henceforth, cannot be filed in a state court.

PACER – (PACER) is an acronym for Public Access to Court Electronic Records and is simply a public service that allows you to obtain your court documentation from the federal appellate, district and bankruptcy courts, and the PACER Case Locator via the worldwide web.

Central District of California Bankruptcy Court – The United States Bankruptcy Central District of California Bankruptcy Court website contains a multitude of information for individuals filing in the Central District of California. You can find information regarding locations, forms, electronic systems & status, rules, general orders, news, notices, publications and even an attorney. Guess what? They’re even on Twitter!