Personal Finance - Page 5

A new federal law is enhancing two key tools that Americans can use to help protect against identity theft: security freezes and fraud alerts. Better yet, both tools are free.

Covered California is California’s ACA-compliant health insurance marketplace. Plans purchased through Covered California may be eligible for premium subsidies, which reduce how much have to pay to obtain health insurance

Although there are no foolproof methods for preventing identity theft, there are some steps that everyone can take to make it harder for criminals to target them and steal their personal information.

Wedding venues that don't break the bank? Food at the reception that isn't more expensive than feeding your immediate family for a year? And a honeymoon that's lavish and relaxing enough without draining your wallet? Yep. It's possible! Check out Borowitz & Clark's tips for an affordable Los Angeles wedding.

With a high-speed internet connection and a smartphone, you have the power to earn extra cash on your downtime. While some microgig sites, like Swagbucks, only provide gift cards or points as compensation, the following sites pay real money that can be deposited into your PayPal or checking account.

If you are looking for some side money (or to clear space in your attic), you can take advantage of an old method for doing so: selling your stuff. And with the advent of the Internet, that can now be done either offline or online, creating new opportunities when you want to exchange your personal belongings for cash.

Both California law and the U.S. Bankruptcy Code have provisions that let creditors undo voidable transfers made in an effort to protect assets from creditors. And under California law, making such transfers can be a crime.

Recognizing the warning signs of common scams and fraudulent work-from-home opportunities like pyramid schemes is a critical first step in building a successful home-based business to supplement your income.

There’s a whole world beyond deal sites, and many businesses choose not to advertise with third-party merchants in favor of advertising their own specials. Cheap or free LA date night experiences are waiting to be discovered amongst Southern California’s vast natural surroundings.

There are more bargains in Los Angeles than most people realize. Here, we’ll decode the most affordable workouts in L.A. where you can sweat off inches from your waistline — not your wallet.

While there are some affordable grocery stores in Los Angeles, eating out can be very expensive, especially if it’s healthy food you seek. But you can grow your own garden in Los Angeles, whether you own a home or rent an apartment, or enjoy some of the best community gardens L.A. has to offer.

Many Americans between the ages of 65 to 74 - in fact two-thirds of us - have debt. Is it more important to pay that down, or save to retire?