Personal loans may be secured or unsecured, and the two types of loans are treated differently in a Chapter 7 bankruptcy case. 

If you’re among the tens of millions of Americans with medical debt on their credit reports, there’s good news on the horizon.

Downsides of refinancing may be of particular concern to someone who is considering it because they can’t keep up with mortgage payments. 

Business owners considering personal bankruptcy often have special concerns about how the filing may impact their business operations.

Generally, stocks don’t get any special treatment in a California bankruptcy. In other words, most stocks are treated like any other asset.

The advertisements for Tally–a solution presented as the answer to your sleepless nights–may be very attractive, but does it work as promised?

The good news is that, in California, filing for bankruptcy more often than not won't impact your job search. But, there are exceptions. 

Struggling to make payments? There may be solutions available, but if you simply skip your payments your case could be dismissed.

Many variables impact your credit score, and bankruptcy is just one piece of the puzzle. For some, the answer is surprising.

A Chapter 13 bankruptcy petitioner is required to disclose all property on schedules filed with the petition, just like a Chapter 7 filer.

The short answer is no. However, if a bankruptcy case was already underway when the deceased passed away, the case may continue. 

Overdraft charges and NSF (non-sufficient funds) charges are a profit center for banks, and a quicksand-like pitfall for many consumers.