For too many Americans, the credit reports relied on by banks, credit card companies, and other lenders contain significant mistakes. Regularly reviewing your reports and understanding the credit report dispute process can be critical in qualifying for credit and avoiding high interest rates.

Bad credit car financing gives borrowers the opportunity to get a car when they might not otherwise be able to, but it comes with serious risks. Struggling to get financed for a car in California? Bankruptcy may be an option. Learn how bankruptcy wipes away debt, and how most filers get to keep their property.

When you surrender your car to your auto lender, it's called a "voluntary repossession." Learn about the process and how it affects your car loan.