Vacations are supposed to be a time to relax, to escape the worries of everyday life and just enjoy yourself. Unfortunately, vacations also cost money—so much so that three out of every four Americans have taken on an average of $1,100 in debt to pay for a vacation, according to a survey conducted by LearnVest […]
According to research published earlier this year by Northwestern Mutual, we Americans are not very good at saving for retirement. In fact, the research found the following startling facts about Americans’ retirement savings: One in five Americans have no retirement savings; One in three Baby Boomers have less than $25,000 saved; and 78% of us […]
Identity theft is an increasingly common problem in the United States. Between 2011 and 2016, U.S. consumers lost more than $100 billion to identity fraud, according to the financial advisory firm Javelin Strategy & Research. A significant portion of this fraud involves criminals opening new credit accounts in the names of their victims and then […]
When Barack Obama ran for president in 2008, one of the central planks of his platform was reforming American health care. Obama was concerned with the skyrocketing costs that have long plagued the American health-care system and the large number of Americans who lacked health insurance. The president was able to tackle those problems within […]
Wedding bells elicit images of elaborate flower arrangements, champagne toasts, black tie attire — and outrageous invoices. But your Los Angeles wedding can be both affordable and elegant. With the following creative venue ideas and tips on shaving down the price on other aspects of your wedding, you can plan your dream nuptials without compromising […]
You’ve already filed for bankruptcy once and received your discharge in court. Your financial fresh start has been going well — but now the bills are starting to pile up again. Maybe it’s a variable rate mortgage, medical expenses, or simply the increasing cost of living in Los Angeles. Whatever the reason, your finances are […]
Living in Los Angeles is expensive. In fact, the City of Angels frequently ranks among the most expensive cities in America. According to PayScale.com, the cost of living in L.A. is 43% higher than the national average (and the cost of housing is more than double the national average). So, it’s no surprise that many […]
Around 10% of the American workforce is self-employed. Nearly two-thirds of the rest of the workforce would prefer to own their own business. If you count yourself among those with entrepreneurial dreams, you should be careful when considering what business opportunities come your way. Although many are legitimate, many others are nothing more than elaborate scams. […]
Last updated Nov. 19, 2018. Attempts to collect invalid debts are on the rise. One recent analysis of Consumer Financial Protection Bureau (CFPB) data showed a 65.8% increase in complaints alleging illegal debt collection efforts from the first three quarters of 2016 to the same period in 2017. These issues arise across the country, but […]
Los Angeles frequently ranks high on nationwide lists of the fittest and healthiest cities. The American College of Sports Medicine places L.A. in its top 20 list of the fittest metropolitan areas. Citing a walkable downtown, Forbes also ranks Los Angeles among its choices for the healthiest cities in the United States. From beach volleyball […]
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