What is California debt relief, and how does it work? Learn about CA debt settlement laws, debt settlement companies and fraud, and your bankruptcy options.

Payday loans are a common issue in bankruptcy filings. Will bankruptcy wipe out your payday loan debt in California? What can you do?

Do I have too much income or debt to file for Chapter 7 bankruptcy? Learn the income levels in California and whether you should file for Chapter 7 or 13.

Falling behind on your mortgage? It’s a scary thing to deal with, especially with the looming specter of foreclosure. While that is an option, most lenders use foreclosure as a last resort. Modification of your mortgage can lower your payments and give you the time you need to get back on track.

If you make less than the California median income, you'll likely qualify for chapter 7 bankruptcy. If you make more, you'll have to pass the means test.